Cheapest Auto Insurance Quote

Getting the cheapest auto insurance quote is today more important than ever. With gas prices spiralling out of sight, as I write this article they have passed the $4 mark and are going a lot higher, so say as high as $6 a gallon. Ouch! That takes any extra money out of a budget in a hurry. So saying a ton of money on your auto insurance would be a something to get excited about, maybe ever a shout or two.

I don't know about you but having some extra bucks at the end of the month sure beats the empty pocket syndrome and puts a smile back on an otherwise gloomy scenario.

Depending on what type of auto insurance you have you could save anywhere from twenty to thirty dollars a month up to hundreds a month and that can put a smile on any ones face.

The big problem is that it's not that simple to get that coveted cheapest auto insurance quote. Most online auto insurance quote sites will not give you that cheap quote.

Online Insurance Quote Sites

These sites are set up to give you fast quotes, not cheap quotes. The cheapest quotes can only come from the local agents, online sites can only give out the rates that are in stored in there data base. And believe me they don't put the cheapest car insurance quotes in those data bases.

What they do put in there data base are there standard rates and I don't care how hard you try to get that cheap rate from they just can't give it to you because they don't have it in there system to give to you.

So where do you get that cheap auto insurance quote?

There is only one place you can get the cheapest auto insurance quote and that is from the local insurance agent. The problem getting a cheap quote from him is worse than getting a tooth pulled.

For a local agent to give that coveted cheap auto insurance quote he has to give up some or all of his profit on that policy. That is something the local agent does not like to do, unless he is forced to.

How Do You Force The Local Agent To Give The Cheapest Quote?

Unless the local auto insurance agent is your brother-in-law you have to get him to compete against other local agents to get that in demand cheapest quote. Just walking into his office and telling him or one of his agents your that your getting quotes for your auto insurance won't get you that cheapest quote.

Every one who walks into the agency says they are going around getting quote but in reality only about 5% actually run around from agency to agency getting quotes because it's a big hassle to say the least. The person you need to see is not available, you end up spending a huge amount of time, accomplish very little and become frustrated and quit.

The agent will take that gamble that your one of the 95% that quit and take the rate that he quoted. He'll lose %5 but what he makes on the quitting 95% sure makes up for his lose.

Force the local auto insurance agent to Compete

One thing the local agent doesn't want is for you to buy your auto insurance from the agent down the street. They might be best friends at the local chamber meeting but get them competing for you auto insurance business and they will do what ever is necessary to get your business. Even if it means giving up some or all of the profit in the policy to win!

Insurance agent make their money on residuals - the money made on policies that are renewed each year. They know that most people having gotten a great deal that first year will automatically just renew every year after with out shopping for that cheapest quote, and thats where the agent makes their money, year after year.

Unless that Local agent knows they are competing You won't get that cheapest quote. So Here's how to force the local agent into competition mode.

One Form, 6 or 7 Local Agents = Instant Competition!

When you hit that button that's says "Start the Competition For Lowest Quote" you set in motion a system that guarantees you receive the cheapest auto insurance quote. Here's what happens.

You answer a few question that the agents need to know to give you the cheapest quote.

That quote request is faxed to 6 or 7 of the sharpest local agents in your surrounding area. These are agent that want your business and are willing to do what ever is necessary to get your business.

They will get back to you in a few hours with those cheap quotes. Cheap because they know when they receive you quote request that there competition received that request also. They know what they must do to get your business.

So let the Competition begin, push that button now and when you receive the cheap auto insurance quotes simply choose the cheapest one and you my friend have just guaranteed yourself getting the cheapest auto insurance quote possible.

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